Finance Options
Explore different ways to finance your new kitchen with one of three finance options provided by Barclays. Make the process of buying a kitchen as simple as possible through the finance option that is most suitable to you.
Interest Free Credit
- Available on all kitchens
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Up to 3 year IFC on Vogue or Infinity
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Up to 5 year IFC on Infinity Plus
Buy now, pay later
- Pay nothing for an entire year!
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Get the use and value of your new kitchen now
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No interest to pay if you settle within your BNPL period early and in full
Pay monthly finance
- Spread the cost over 5 or 7 years
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Low monthly payments at 3.9% APR
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Spread the cost for up to 7 years to manage your investment
| Interest Free Credit | Buy now, pay later | Pay monthly finance |
10% deposit with 0% APR representative up to 5 years
Use our finance calculator to work out how much your monthly payments will be to suit your budget.
Your estimated cost for this finance option
- Unavailable for kitchens less than £5,000
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60 monthly repayments: |
N/A
The amount of payments you will pay over the loan period.
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10% deposit: |
N/A |
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Representative APR over 5 years: |
N/A
This is an APR at or below the rate which we would reasonably expect.
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36 monthly repayments: |
£75.00
The amount of payments you will pay over the loan period.
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10% deposit: |
£300.00 |
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Representative APR over 3 years: |
0%
This is an APR at or below the rate which we would reasonably expect.
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Our new finance deal available on all kitchens helps you spread the cost of your new kitchen. We offer 5 years 0% APR interest free credit on all Infinity Plus kitchens when you spend £5,000 or more. Alternatively we offer 3 years 0% APR interest free credit on all Vogue or Infinity kitchens when you spend £3,000 or more. You just pay a 10% deposit, with only the remaining balance to pay.
There are no arrangement fees and no hidden costs with our interest free credit option. You can make overpayments or pay off your agreement early at no additional cost.
Representative example of this finance option
| Cost of your kitchen: | £7,200.00 |
| Deposit: | £720.00 |
| Loan period: |
36 months
How long the agreement is expected to last. Remember for “Buy Now Pay Later” products, the loan period will include the “nothing to pay” period.
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| Representative APR: |
0% APR
This is an APR at or below the rate which we would reasonably expect.
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| Rate of interest |
0% p.a.
Annual rate of interest
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| 36 monthly repayments: |
£180.00
The amount of payments you will pay over the loan period. Remember for a “Buy Now Pay Later” product, this will be where you choose the option to spread the cost of the payments after the “nothing to pay” period has ended.
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| Total amount payable: |
£7,200.00
The amount of money you pay under the agreement, this being the sum of the amount of credit advanced plus any interest, total charges for credit, and any advance payments.
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The approval of your application depends on your financial circumstances and borrowing history. Wren Kitchens acts as a credit broker and not the lender. Barclays Partner Finance acts as the lender.
Our new finance deal available on all kitchens helps you spread the cost of your new kitchen. We offer 5 years 0% APR interest free credit on all Infinity Plus kitchens when you spend £5,000 or more. Alternatively we offer 3 years 0% APR interest free credit on all Vogue or Infinity kitchens when you spend £3,000 or more. You just pay a 10% deposit, with only the remaining balance to pay.
There are no arrangement fees and no hidden costs with our interest free credit option. You can make overpayments or pay off your agreement early at no additional cost.
10% deposit with nothing to pay for 12 months
Use our finance calculator to work out how much your monthly payments will be to suit your budget.
Your estimated cost for this finance option |
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10% deposit: |
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The remaining sum paid within 12 months: |
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Or, pay in monthly instalments |
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Prefer to pay in monthly instalments rather than one-off payment? Consider this payment option instead. |
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60 monthly payments after 12 months: |
£18.81
The amount of payments you will pay over the loan period. Remember for a “Buy Now Pay Later” product, this will be where you choose the option to spread the cost of the payments after the “nothing to pay” period has ended.
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10% deposit: |
£100.00 |
Representative APR over 5 years: |
6.9% APR
This is an APR at or below the rate which we would reasonably expect.
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Repayment options
Option 1
If you decide to settle within your BNPL period, you will not be charged interest and there is no early settlement fee for Wren customers if you choose to pay this way.
Option 2
If you decided to make a partial payment within the buy now, pay later period then your interest rate would be adjusted and calculated against your remaining balance.
Option 3
If you make full or partial payment after the date of your first payment, you will not be entitled to a refund of any interest. You may be entitled to an interest rebate, which will be calculated in accordance with the Consumer Credit (Early Settlement) Regulations 2004.
Representative example of this finance option
| Cost of your kitchen: | £7,200.00 |
| Deposit: | £720.00 |
| Loan period: |
60 months
How long the agreement is expected to last. Remember for “Buy Now Pay Later” products, the loan period will include the “nothing to pay” period.
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| Representative APR: |
6.9% APR
This is an APR at or below the rate which we would reasonably expect.
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| Rate of interest |
6.9% p.a.
Annual rate of interest
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| 60 monthly repayments: |
£135.40
The amount of payments you will pay over the loan period. Remember for a “Buy Now Pay Later” product, this will be where you choose the option to spread the cost of the payments after the “nothing to pay” period has ended.
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| Total amount payable: |
£8,844.15
The amount of money you pay under the agreement, this being the sum of the amount of credit advanced plus any interest, total charges for credit, and any advance payments.
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The approval of your application depends on your financial circumstances and borrowing history. Wren Kitchens acts as a credit broker and not the lender. Barclays Partner Finance acts as the lender.
Repayment options
Option 1
If you decide to settle within your BNPL period, you will not be charged interest and there is no early settlement fee for Wren customers if you choose to pay this way.
Option 2
If you decided to make a partial payment within the buy now, pay later period then your interest rate would be adjusted and calculated against your remaining balance.
Option 3
If you make full or partial payment after the date of your first payment, you will not be entitled to a refund of any interest. You may be entitled to an interest rebate, which will be calculated in accordance with the Consumer Credit (Early Settlement) Regulations 2004.
Spread the cost over 5 or 7 years with just 10% deposit
Use our finance calculator to work out how much your monthly payments will be to suit your budget.
Your estimated cost for instalments over 5 years: |
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60 monthly repayments: |
£16.51
The amount of payments you will pay over the loan period.
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10% deposit: |
£100.00 |
Representative APR over 5 years: |
3.9%
This is an APR at or below the rate which we would reasonably expect.
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Or, pay monthly instalments over 7 years: |
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Prefer to pay lower monthly instalments over an extended period? Consider this payment option instead: |
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84 monthly repayments: |
£12.24
The amount of payments you will pay over the loan period.
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10% deposit: |
£100.00 |
Representative APR over 7 years: |
3.9%
This is an APR at or below the rate which we would reasonably expect.
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Wren's Pay Monthly Finance means you can spread the cost of your room over 60 months or 84 months, with only a 10% deposit to pay upfront. Reduce your monthly payments by leaving a larger deposit of your choice.
Representative example of this finance option
| Cost of your kitchen: | £7,200.00 |
| Deposit: | £720.00 |
| Loan period: |
84 months
How long the agreement is expected to last. Remember for “Buy Now Pay Later” products, the loan period will include the “nothing to pay” period.
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| Representative APR: |
3.9% APR
This is an APR at or below the rate which we would reasonably expect.
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| Rate of interest |
3.9% p.a.
Annual rate of interest
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| 84 monthly repayments: |
£88.10
The amount of payments you will pay over the loan period. Remember for a “Buy Now Pay Later” product, this will be where you choose the option to spread the cost of the payments after the “nothing to pay” period has ended.
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| Total amount payable: |
£8,120.18
The amount of money you pay under the agreement, this being the sum of the amount of credit advanced plus any interest, total charges for credit, and any advance payments.
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The approval of your application depends on your financial circumstances and borrowing history. Wren Kitchens acts as a credit broker and not the lender. Barclays Partner Finance acts as the lender.
Wren's Pay Monthly Finance means you can spread the cost of your room over 60 months or 84 months, with only a 10% deposit to pay upfront. Reduce your monthly payments by leaving a larger deposit of your choice.
To apply for this finance offer, or to explore other finance options with Wren, book your showroom appointment or speak to one of our experts in our showrooms.
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Be at least 18 years old
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Be in full-time work (16 hours or more a week), retired, or in receipt of disability allowance
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Earn at least £6,000 a year
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Have been a UK resident for three years or more
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Have a mobile phone number
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Have an email address
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Have a UK bank account from which Direct Debits can be taken
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Have no outstanding County Court Judgements (CCJs)
Terms & Conditions
Credit is provided subject to application, financial circumstances and borrowing history. Calculator can only provide an example and does not constitute a formal application. Finance is available up to £50,000. Applying for finance is subject to application, financial circumstances and borrowing history. Wren Kitchens acts as a credit broker and not the lender. Barclays Partner Finance acts as the lender.
3 years Interest free credit is available when you spend £3,000 or more on an Infinity and Vogue kitchen. 5 Years interest free credit is available when you spend £5,000 or more on an Infinity Plus kitchen. Example: Total price £10,000 minus a minimum 10% deposit of £1,000 followed by 84 monthly payments of £107.15. Total amount paid £10,000. Spread the cost over 7 years at 3.9% APR. Example: Total kitchen price £5,000 minus a minimum 10% deposit of £500 followed by 84 monthly payments of £61.18. Total amount paid £5,639.12.
Wren Kitchens Limited, The Nest, Falkland Way, Barton-upon-Humber, DN18 5RL (COMPANY REGISTERED NUMBER 06799478) act as a credit intermediary for a single lender, Clydesdale Financial Services Limited, trading as Barclays Partner Finance and can only offer you loans provided by them.
Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited, a member of the Barclays Group. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 311753). Registered in England. Registered No: 2901725. Registered Office: 1 Churchill Place, London E14 5HP.
To contact Wren Kitchens please visit our contact details page here