Finance Options

Explore different ways to finance your new kitchen with one of our three finance options. Make the process of buying a kitchen as simple as possible through the finance option that is most suitable to you.

Interest Free Credit

  • Available on all kitchens

  • Up to 3 year IFC on Vogue or Infinity

  • Up to 5 year IFC on Infinity Plus

Buy now, pay later

  • Pay nothing for an entire year!

  • Get the use and value of your new kitchen now

  • 0% if you settle within the 12 month period

Pay monthly finance

  • Spread the cost over 5 or 7 years

  • Lower monthly payments over an extended period

  • Spread the cost to manage your budget

Interest Free Credit Buy now, pay later Pay monthly finance
10% deposit with 0% APR representative up to 5 years

Use our finance calculator to work out how much monthly payments to suit your budget.

Cost of your kitchen

(min £3,000 order value)

- +

Your estimated cost for this finance option

36 monthly repayments:

 £75.00
The amount of payments you will pay over the loan period. Remember for a “Buy Now Pay Later” product, this will be where you choose the option to spread the cost of the payments after the “nothing to pay” period has ended.

10% deposit:

 £300.00

Representative APR over 3 years:

 0%
This is an APR at or below the rate which we would reasonably expect.
  • Unavailable for kitchens less than £5,000

36 monthly repayments:

 N/A
The amount of payments you will pay over the loan period. Remember for a “Buy Now Pay Later” product, this will be where you choose the option to spread the cost of the payments after the “nothing to pay” period has ended.

10% deposit:

 N/A

Representative APR over 3 years:

 N/A
This is an APR at or below the rate which we would reasonably expect.

3 years interest free credit is available when you spend £3,000 or more on a kitchen, available on Vogue and Infinity kitchens only. 5 years interest free credit is available when you spend £5,000 or more on a kitchen, available on Infinity Plus kitchens only.

There are no arrangement fees and no hidden costs with our interest free credit option. You can make overpayments or pay off your agreement early at no additional cost.

Representative example of this finance option

This representative example is based on the average product cost (Infinity Autograph White Gloss Kitchen with 12 units).

Item value (cash price): £7,200.00
Deposit: £720.00
Loan period: 36 months
How long the agreement is expected to last. Remember for “Buy Now Pay Later” products, the loan period will include the “nothing to pay” period.
Representative APR: 0% APR
This is an APR at or below the rate which we would reasonably expect.
Rate of interest 0% p.a.
Annual rate of interest
36 monthly repayments: £180.00
The amount of payments you will pay over the loan period. Remember for a “Buy Now Pay Later” product, this will be where you choose the option to spread the cost of the payments after the “nothing to pay” period has ended.
Total amount payable: £7,200.00
The amount of money you pay under the agreement, this being the sum of the amount of credit advanced plus any interest, total charges for credit, and any advance payments.

Wren Kitchens Limited acts as a credit broker and not the lender. Barclays Partner Finance acts as the lender.

3 years interest free credit is available when you spend £3,000 or more on a kitchen, available on Vogue and Infinity kitchens only. 5 years interest free credit is available when you spend £5,000 or more on a kitchen, available on Infinity Plus kitchens only.

There are no arrangement fees and no hidden costs with our interest free credit option. You can make overpayments or pay off your agreement early at no additional cost.

10% deposit with nothing to pay for 12 months

Use our finance calculator to work out how much monthly payments to suit your budget.

Cost of your kitchen - +

Your estimated cost for this finance option

10% deposit:

The remaining sum paid within 12 months:

Or, pay in monthly instalments

Prefer to pay in monthly instalments rather than one-off payment? Consider this payment option instead.

60 monthly payments after 12 months:

 £18.81
The amount of payments you will pay over the loan period. Remember for a “Buy Now Pay Later” product, this will be where you choose the option to spread the cost of the payments after the “nothing to pay” period has ended.

10% deposit:

 £100.00

Representative APR over 5 years:

 6.9% APR
This is an APR at or below the rate which we would reasonably expect.
Repayment options

Option 1

If you decide to settle within your BNPL period, you will not be charged interest and there is no early settlement fee for Wren customers if you choose to pay this way.

Option 2

If you decided to make a partial payment within the buy now, pay later period then your interest rate would be adjusted and calculated against your remaining balance.

Option 3

If you make full or partial payment after the date of your first payment, you will not be entitled to a refund of any interest. You may be entitled to an interest rebate, which will be calculated in accordance with the Consumer Credit (Early Settlement) Regulations 2004.

Representative example of this finance option

This representative example is based on the average product cost (Infinity Autograph White Gloss Kitchen with 12 units).

Item value (cash price): £7,200.00
Deposit: £720.00
Loan period: 60 months
How long the agreement is expected to last. Remember for “Buy Now Pay Later” products, the loan period will include the “nothing to pay” period.
Representative APR: 6.9% APR
This is an APR at or below the rate which we would reasonably expect.
Rate of interest 6.9% p.a.
Annual rate of interest
60 monthly repayments: £135.40
The amount of payments you will pay over the loan period. Remember for a “Buy Now Pay Later” product, this will be where you choose the option to spread the cost of the payments after the “nothing to pay” period has ended.
Total amount payable: £8,844.15
The amount of money you pay under the agreement, this being the sum of the amount of credit advanced plus any interest, total charges for credit, and any advance payments.

Wren Kitchens Limited acts as a credit broker and not the lender. Barclays Partner Finance acts as the lender.

Repayment options

Option 1

If you decide to settle within your BNPL period, you will not be charged interest and there is no early settlement fee for Wren customers if you choose to pay this way.

Option 2

If you decided to make a partial payment within the buy now, pay later period then your interest rate would be adjusted and calculated against your remaining balance.

Option 3

If you make full or partial payment after the date of your first payment, you will not be entitled to a refund of any interest. You may be entitled to an interest rebate, which will be calculated in accordance with the Consumer Credit (Early Settlement) Regulations 2004.

Spread the cost over 5 or 7 years with just 10% deposit

Use our finance calculator to work out how much monthly payments to suit your budget.

Cost of your kitchen - +

Your estimated cost for instalments over 5 years:

60 monthly repayments:

 £17.68
The amount of payments you will pay over the loan period. Remember for a “Buy Now Pay Later” product, this will be where you choose the option to spread the cost of the payments after the “nothing to pay” period has ended.

10% deposit:

 £100.00

Representative APR over 5 years:

 6.9%
This is an APR at or below the rate which we would reasonably expect.

Or, pay monthly instalments over 7 years:

Prefer to pay lower monthly instalments over an extended period? Consider this payment option instead:

84 monthly repayments:

 £13.44
The amount of payments you will pay over the loan period. Remember for a “Buy Now Pay Later” product, this will be where you choose the option to spread the cost of the payments after the “nothing to pay” period has ended.

10% deposit:

 £100.00

Representative APR over 7 years:

 6.9%
This is an APR at or below the rate which we would reasonably expect.

Wren's Pay Monthly Finance means you can spread the cost of your room over 60 months or 84 months, with only a 10% deposit to pay upfront. Reduce your monthly payments by leaving a larger deposit of your choice.

Representative example of this finance option

This representative example is based on the average product cost (Infinity Autograph White Gloss Kitchen with 12 units).

Item value (cash price): £7,200.00
Deposit: £720.00
Loan period: 60 months
How long the agreement is expected to last. Remember for “Buy Now Pay Later” products, the loan period will include the “nothing to pay” period.
Representative APR: 6.9% APR
This is an APR at or below the rate which we would reasonably expect.
Rate of interest 6.9% p.a.
Annual rate of interest
60 monthly repayments: £127.31
The amount of payments you will pay over the loan period. Remember for a “Buy Now Pay Later” product, this will be where you choose the option to spread the cost of the payments after the “nothing to pay” period has ended.
Total amount payable: £8,358.68
The amount of money you pay under the agreement, this being the sum of the amount of credit advanced plus any interest, total charges for credit, and any advance payments.

Wren Kitchens Limited acts as a credit broker and not the lender. Barclays Partner Finance acts as the lender.

Wren's Pay Monthly Finance means you can spread the cost of your room over 60 months or 84 months, with only a 10% deposit to pay upfront. Reduce your monthly payments by leaving a larger deposit of your choice.

To apply for this finance offer, or to explore other finance options with Wren, book a showroom appointment or speak to one of our experts in our showrooms.

Book a showroom appointment
Are you eligible for finance?
Eligibility requirements

  • Applicant must be 18 years or over at the date of application

  • Permanent UK Resident – min 3 years

  • In regular, permanent employment working a minimum of 16 hours per week. (Including students)

  • Retired from regular employment. Minimum age 50

  • Not working through disability

  • Self-Employed

  • Armed Forces

Terms & Conditions

*Credit is provided subject to application and status. Calculator can only provide an example and does not constitute a formal application. Finance is available up to £50,000. Applying for finance is subject to application and status. Wren Kitchens Limited acts as a credit broker and not the lender. Barclays Partner Finance acts as the lender.

Wren Kitchens Limited, The Nest, Falkland Way, Barton-upon-Humber, DN18 5RL (COMPANY REGISTERED NUMBER 06799478) act as a credit intermediary for a single lender, Clydesdale Financial Services Limited, trading as Barclays Partner Finance and can only offer you loans provided by them.

Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited a wholly owned subsidiary of Barclays Bank PLC. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 311753). Registered in England. Registered No. 2901725. Registered office: 1 Churchill Place, London E14 5HP.

To contact Wren Kitchens please visit our contact details page here